Life & Annuities

Life & Disability Insurance

Planning for a disability or death is not something people like to think about, but unfortunately these events are a part of life. What would happen to you or your family if you suddenly became disabled? Would your family be okay financially if you were to pass away? We can help you answer "yes" to these questions with a variety of life and disability insurance options.

Annuities

An annuity is an insurance product that pays out income and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.

Here's how an annuity works: you make an investment in the annuity, and it then makes payments to you on a future date or series of dates. The income you receive from an annuity can be doled out monthly, quarterly, annually or even in a lump sum payment.

The size of your payments are determined by a variety of factors, including the length of your payment period.

We can explain the ins and outs of using annuities as part of your retirement planning. With a mix of available options, we can help give you peace of mind about your money, your retirement, and your life.

Fixed Annuities

Fixed Annuities are 100% of your money, plus the market rate of interest. You can never lose your principle and it accrues tax deferred.

Indexed Annuities

Indexed Annuities allow you to put a portion of your money in the various indexes for a greater return on your investment.

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